Self-Funded Program

The National General Benefits Solutions Self-Funded Program is a low-risk, self-insured health benefits solution. With our Self-Funded Program, you get to experience the advantages of self-funding without taking on added risk. It’s an easy way for you to lower costs while providing quality health care benefits to your employees.

One, predictable
monthly payment

The monthly payment is determined upfront and guaranteed not to increase for a full year as long as there are no changes to your group’s benefits or enrollment

Plan administration and account management

Payments of claims, customer service and reporting is handled for you, leaving you with the time to focus on your business

Plan meets all government standards

All employer-established benefit plans are minimum essential coverage, so your employees will not be subject to the individual tax penalty. Preventive services are paid at 100% as recommended by the Affordable Care Act

We provide flexible options to help you select the features that will benefit your group the most.

Deductible options range from $500 to $5,000

Coinsurance options: 100%, 90%, 80% and 50%

Multiple office-visit copay options

Prescription copay options available

COBRA administration provided at no extra cost

Urgent-care copay options

Access to large, national networks, with discounts for using in-network doctors and hospitals