Critical Illness

Rates starting around $3.56 per month¹

Critical Illness Coverage

If an employee gets diagnosed with a life-threatening illness, the last thing she wants to think about is how she's going to pay for the care she needs. Nothing should get between her and living her life with the people she loves. Especially not medical bills.

Helps pay costs not covered by other insurance

Provides coverage beginning on the next available effective date²

Pays lump-sum, cash benefits upon first diagnosis for covered illnesses

No deductible or network restrictions

How does an employee get a plan?

First, the employee will complete a health questionnaire. Then, the employee will select the benefit level fitting his or her needs and budget.

Benefit levels:

$5,000

$10,000

$15,000

The National General Benefits Solutions (NGBS) Self-Funded Program provides tools for employers owning small to mid-sized businesses to establish a self-funded health benefit plan for their employees. The benefit plan is established by the employer and is not an insurance product. For employers in the NGBS Self-Funded Program, stop-loss insurance is underwritten by: Integon National Insurance Company in CO, CT, NY and VT; Integon Indemnity Corporation in FL; and National Health Insurance Company in all other states where offered.

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